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DSCR Loans

Unlock real estate investment opportunities with ease using our innovative DSCR loan product. Help your clients confidently invest in single-family or multi-unit properties without the need for tax returns. Simplify the process with our streamlined loan solutions and say yes to more opportunities.

Program Highlights

  • Loan Size: $100,000 to $2,000,000
  • Purpose: Purchase, Refinance, Cash-Outs
  • Loan Term: 30-Year Fixed
  • Amortization: Up to 30 years
  • LTV: Up to 80%
  • FICO: 660 minimum
  • DSCR: 0.75x
  • Documentation: No tax returns required

Is a DSCR Loan Right for You?

If you’re facing hurdles with traditional mortgage requirements, a DSCR loan offers a solution tailored to your needs. Whether you’re:

  • Blocked by tricky debt-to-income ratios,
  • Seeking a lending option that bypasses tax returns,
  • Looking to invest without depending solely on personal income, or
  • Owning more properties than agency program limits allow,

We’ve got you covered. Maximize your real estate investing potential with a flexible financing option designed to prioritize your goals.

Explore new possibilities today!